We offer these calculators to help you answer important financing questions. There are a number of ways to approach an affordability analysis, and these calculators allow you to assess the effects of different variables when buying a home. Note the Calculator will open in a new window. When you are done using it, just close that window to return to this page. Rent Vs. Buy Calculator Allows you to compare the costs of renting a residence and buying a home Mortgage Qualification Calculator Shows you how much income you need to buy a home, based on your income and other factors Mortgage Payment Calculator Displays your mortgage payment for the term of your loan Refinance Calculator Will help you determine if now is the right time to refinance Debt Consolidation Calculator can show you how to reduce your monthly payments and save money as well Monthly Payment Calculator allows you to explore the outcome of changes to your loan balance, mortgage term, and interest rate on your monthly P&I payments. Credit Grade will help you evaluate your credit grade. Apply for a Home Loan Right Now Take a few minutes to complete our secure Express Online Mortgage Application. Email us, or apply over the phone at 516-627-0200 x10 to talk to an expert for a free no-risk consultation and to get today's mortgage interest rates.   Americana Mortgage Group, Inc. 1615 Northern Blvd. Ste 404 Manhasset, NY 11030 516-627-0200 Fax: 516-627-0229 1673 North Highway Southampton, NY 11968 631-283-2900 Email Us: AmerMtg@aol.com Registered Mortgage Broker, New York, Connecticut, Florida and Delaware Banking Depts. Loans arranged through third-party providers. ©2000 Americana Mortgage Group, Inc.